Automated receipt reconciliation for Garanti BBVA Azuvio connects to your Garanti BBVA accounts via regulated open banking (PSD2), pulls statements automatically and matches every receipt to its invoice — including partial and bulk payments. Garanti BBVA is part of the BBVA group, and Azuvio turns reconciliation from a monthly chore into an automatic, daily process. Why manual Garanti BBVA reconciliation costs time Even though Garanti BBVA offers solid internet banking, reconciliation stays manual: you download the statement, paste it into Excel, look up the invoice for each receipt and manually mark what's paid. At high volumes this takes days each month and causes allocation errors.Azuvio removes the manual step: it automatically pulls Garanti BBVA statements via open banking and runs them through a reconciliation engine that links each line to its invoice by amount, reference, IBAN and payer tax ID. Whatever doesn't match stays on a short exceptions list.The result: accurate balances in real time, more efficient collections and a finance team that no longer wastes time manually matching Garanti BBVA payments. How Garanti BBVA reconciliation works with AzuvioFour steps, one setup. Once you authorize open-banking access, everything runs automatically. Connect the Garanti BBVA account — Authorize open-banking (PSD2) access for the Garanti BBVA account once. Statement reading only (AIS) — your online-banking password is never shared and access can be revoked anytime.Statements arrive automatically — Azuvio pulls Garanti BBVA account movements daily (or intraday), normalizes them and triggers reconciliation — no manual downloads or uploads.Automatic matching — The engine links each Garanti BBVA receipt to its invoice, handling partial, bulk and reference-less payments with tolerance rules.Only exceptions — Matched invoices are marked paid automatically; only ambiguous cases remain on a list for quick human review. What you gain with automated Garanti BBVA reconciliation Zero manual downloads — No more exporting statements from Garanti BBVA internet banking; data arrives automatically via open banking.Accurate daily balances — See in real time what's been received and what's still open, not just at month-end close.Faster collections — With accurate customer balances, the team chases exactly the unpaid invoices, not guesses.All banks in one place — Beyond Garanti BBVA, Azuvio automatically pulls statements from all the company's Romanian banks into one consolidated reconciliation. Specific to Garanti BBVABIC/SWIFT: UGBIROBU Garanti BBVA statements are pulled automatically via open banking, with no manual export from Garanti Online.Automatic reconciliation of Garanti BBVA receipts against issued invoices.Tolerance rules for FX differences on foreign-currency accounts. Frequently asked questions Does it work with Garanti BBVA Online?Yes. Azuvio automatically pulls the Garanti BBVA account statement via PSD2 open banking, removing manual downloads from Garanti Online for reconciliation.Is it safe to connect the Garanti BBVA account to Azuvio?Yes. The connection uses regulated PSD2 open-banking access, with your explicit consent and Strong Customer Authentication (SCA). Azuvio never stores your online-banking password and you can revoke access anytime from Garanti BBVA.Can I reconcile other banks at the same time?Yes. Azuvio automatically pulls statements from all the company's Romanian banks and reconciles them in one place, regardless of how many accounts and currencies you have. Reconciliation for other banksBanca TransilvaniaBCR (Banca Comercială Română)BRD – Groupe Société GénéraleING BankRaiffeisen BankUniCredit BankCEC BankOTP BankAlpha BankFirst BankLibra Internet BankIntesa Sanpaolo BankProCredit BankVista BankExim Banca RomâneascăRevolut Business Automate Garanti BBVA reconciliationSee how Azuvio automatically pulls Garanti BBVA statements and reconciles receipts with invoices, with no manual work.